How To Cancel First Premier Credit Card

Cancelling your First Premier Credit Card can be an important action to take when it comes to managing your financial situation. Whether you want to streamline your wallet or avoid excessive fees, understanding the correct procedure for cancelling your card is essential. This comprehensive guide will provide you with step-by-step instructions on how to cancel your First Premier Credit Card.

First Premier Bank, headquartered in South Dakota, provides a range of credit card options to its customers. However, if you determine that your First Premier Credit Card is no longer suitable for your requirements, you may opt to cancel it. Below, you will find the necessary steps to do so.

Pay Off Your Balance:

• Check your current balance: Log into your online account to check your current balance.

• Make a plan to pay off your balance: If you have an outstanding balance, you’ll need to pay it off before you can close your account.

• Consider a balance transfer: If paying off your balance immediately isn’t feasible, consider transferring the balance to another card with lower interest rates.

• Confirm your balance is zero: Once you’ve paid off your balance, log back into your account to confirm that your balance is now zero.

Redeem Any Remaining Rewards:

• Verify your rewards balance: Access your online account and verify if there are any remaining rewards points.

• Utilize your rewards: Prior to closing your account, make sure to utilize your rewards points as they will be forfeited otherwise.

• Opt for the optimal redemption choice: Select the redemption option that provides the highest value. This may include statement credits, gift cards, or travel rewards.

• Validate the successful redemption of your rewards: Once you have redeemed your rewards, ensure that they have been applied accurately.

Contact Customer Service:

• Make necessary preparations: Prior to making the call, ensure that you have all your account details readily available. These details will encompass your account number as well as personal identification information.

• Contact the customer service department: Locate the contact number for First Premier Bank’s customer service on the rear side of your credit card. Dial this number in order to initiate the cancellation process.

• Express your desire to close the account: Once you are connected with a representative, clearly communicate your intention to close your account.

• Verify the closure of your account: Prior to concluding the call, kindly request the representative to confirm that your account has indeed been successfully closed.

Also Read: How To Cancel Macy’S Credit Card

Contact details:

How to Cancel via Phone:

1. Please contact the customer service hotline at 1-800-987-5521.
2. Ensure that you have your card details readily available for verification purposes.
3. Kindly make a formal request to cancel your card.
4. Once the cancellation process is completed, please confirm the cancellation.

How to Cancel via Email:

1. Locate the authorized email address of First Premier Bank.
2. Compose an email articulating your desire to cancel the card.
3. Provide the essential card information for verification purposes.
4. Dispatch the email and patiently await a confirmation response.

How to Cancel through Customer Support:

• Please contact the customer service hotline provided on the back of your card to seek assistance.

• Kindly confirm your identity and provide the necessary card details for verification purposes.

• Kindly make a formal request to cancel your card.

• Await a confirmation notification regarding the cancellation of your card.

Cancellation Policy of First Premier Credit Card:

• Ensure that you settle any outstanding balance.

• If you are unable to settle the entire amount, contemplate transferring the balance to an alternative credit card or line of credit.

• Prior to canceling your account, make sure to redeem all of your rewards, as they will most likely be forfeited.

• Take into account the potential impact on your credit score, as closing any line of credit usually leads to a negative effect.

Send a Written Confirmation:

1. Compose a confirmation letter: Draft a letter addressed to First Premier Bank to confirm your request for closing your account. Be sure to provide your name, address, and account number.
2. Dispatch the letter: Send the letter via mail to the customer service address of First Premier Bank.
3. Retain a duplicate: Make sure to keep a duplicate of the letter for your personal records.
4. Verify your credit report: After a few weeks, review your credit report to ensure that your account has indeed been closed.

Conclusion:

To properly cancel your First Premier Credit Card, there are a few steps you need to take, including settling your outstanding balance and reaching out to customer service. By adhering to this guide, you can be confident that your account will be successfully closed. It is crucial to handle your credit responsibly in order to uphold a favorable credit score. We wish you a pleasant banking experience!

Read More: How To Cancel My Credit One Credit Card

Video Guide For Cancelling First Premier Credit Card

FAQs

Can I Use My First Premier Credit Card Before It Arrives?

Well, no, even if you have paid the processing fee, you will still not be having any access to your First Premier credit card. You can make use of it only after the hard copy of the credit card is delivered to you. 

How To Check My Premier Credit Card Balance?

To check your balance on the First Premier credit card, you need to reach out to their customer support. Alternatively, you can also open their app and go to the home page where you will find your credit card balance.

Will Canceling First Premier Credit Card Affect Your Credit Score?

Absolutely yes, no matter if it is your First Premier credit card or any other, as you cancel it, it eventually hampers your current credit score.