How To Cancel Firestone Credit Card

The Firestone Credit Card has gained popularity among many individuals due to its advantageous features and user-friendly interface. However, there may come a time when you no longer require the card or discover a more suitable alternative. In such instances, it becomes necessary to cancel your Firestone Credit Card. This informative blog post will provide you with a step-by-step guide on how to effectively cancel your Firestone Credit Card.

The Firestone Credit Card is issued by Credit First National Association (CFNA), a bank that is owned by Bridgestone Americas. It offers a range of benefits including no annual fees, promotional financing options, and convenient low monthly payments. Nevertheless, if you have made the decision that this card no longer aligns with your requirements, it is crucial to cancel it in the correct manner to avoid any potential complications.

How To Close firestone credit  Card?

Follow these steps for smooth cancellation of your firestone credit Card:

Things to Consider Before Cancelling Firestone Credit Card

• Determine your requirement for the card: The Firestone credit card can provide financial assistance for immediate car repairs.

• Take into account the effect on your credit score: Terminating a credit card may have a negative impact on your credit score.

• Assess the advantages of the card: The card provides rewards and discounts specifically at Firestone Complete Auto Care centers.

• Familiarize yourself with the card’s terms: Understand the terms and conditions of the card, such as the annual percentage rate (APR) and any applicable fees.

Contacting Customer Service:

1. Phone: Dial 800-321-395034 to reach CFNA’s customer service line.
2. Mail: To cancel your card, write to CFNA at BK-11/Customer Service, P.O. Box 81315, Cleveland, OH 44181-03153.
3. Online: Access your account and send a message to customer service.
4. Mobile: If you have the CFNA mobile app, you can conveniently manage your card and get in touch with customer service.

Read More: How To Cancel Chime Credit Builder Card

Contact details:

How to Cancel via Phone

• Call the customer service line at 800-321-39501.

• Inform the representative that you would like to cancel your card.

• Provide any necessary information, such as your date of birth or the last four digits of your SSN, if requested.

• Request the representative to cancel your existing credit card.

How to Cancel via Email

• Access your CFNA account by logging in to their website.

• Locate the “Card Services” section and click on it.

• Compose a message clearly stating your desire to cancel your card.

• Allow some time for a confirmation response to be sent, confirming the cancellation.

How to Cancel through Customer Support:

• Get in touch with CFNA’s customer service.

• Clearly state your intention to cancel your card.

• Provide all the necessary details as requested.

• Ensure to confirm the cancellation with the customer service representative.

Alternatives of Firestone Credit Card:

• Discount Tire’s credit card: Provides a zero-interest promotion with improved terms.

• Petal “Cash Back, No Fees” Visa® Credit Card: A viable alternative for individuals unable to obtain a credit card.

• Mission Lane Cash Back Visa Credit Card: Yet another alternative option.

• AvantCard Credit Card: A credit card choice specifically designed for individuals without credit history.

Cancellation Policy of Firestone Credit Card:

• CFNA’s customer service can assist you in canceling your card whenever you desire, without any charges.

• The cancellation of your card does not incur any fees.

• It is your responsibility to settle any outstanding balance on the card.

• Prioritize canceling or transferring all recurring charges to an alternative card to avoid any complications.

Information You Might Need

• Account Details: Ensure that you have your account details readily available, including your complete credit card number.

• Personal Information: It may be necessary to provide personal information such as your date of birth or the last four digits of your Social Security Number.

• Reason for Cancellation: Although not always mandatory, be prepared to provide a reason for canceling your card if requested.

• Request for Confirmation: Once you have canceled your card, kindly ask for a confirmation to ensure that the cancellation process has been successfully completed.

After Cancellation

• Verify Your Credit Report: Following the cancellation, it is essential to verify your credit report to confirm that the account has been reported as closed.

• Stay Vigilant with Your Mail: Remain attentive to your mail for any statements or updates from CFNA.

• Safely Discard Your Card: Once the cancellation is confirmed, securely cut up your card and dispose of it.

• Revise Auto-Payments: If you have any automatic payments associated with your Firestone Credit Card, ensure that you update them accordingly.

Potential Issues

• Lost Card: In case your card is lost, kindly inform the customer service representative and request them to cancel your old card and arrange for a replacement.

• Fraud: If you suspect any fraudulent activity on your account, it is crucial to contact CFNA immediately.

• Billing Errors: If you come across any billing errors on your statement, make sure to report them to CFNA promptly.

• Credit Score Impact: It is important to consider the potential impact on your credit score before deciding to cancel a credit card.

Conclusion:

Cancelling your Firestone Credit Card requires careful consideration, but this guide provides the tools for a smooth transition. Weigh alternatives, understand potential credit score impacts, and settle your balance before initiating cancellation. Utilize the various methods outlined here – phone, email, or online – to reach CFNA’s customer service and navigate the process confidently. Remember, responsible credit usage is paramount, so choose wisely, monitor your credit report, and build your financial journey with knowledge and control. Now, take charge and cancel your Firestone Credit Card with ease!

Read More: How To Cancel A JCPenney Credit Card

FAQs 

What happens to my credit score if my Firestone card is closed?

Closing a credit card, particularly one that has been open for a long time, can potentially have an impact on your credit score in the future. This is due to the fact that it can decrease the average age of your accounts. However, there is no need to worry immediately, as credit accounts that have been closed in good standing will still be included in your credit report for a period of 10 years and will continue to be considered in your credit scores during that entire duration.

Does the Firestone credit card have an annual fee?

Supercharge your financial future with a Firestone Credit Card. Say goodbye to annual fees and say hello to instant approval, allowing you to start utilizing your card right away.

Will Cancelling a credit card hurt your credit?

Closing a credit card has the potential to negatively impact your credit score. This is due to the possibility of increasing your credit utilization ratio, decreasing the average age of your accounts, and affecting your credit mix. It is advisable to carefully evaluate these factors and the potential consequences on your credit score before deciding to close a credit card.